How Gratuity Funds Work?

Gratuity is one of the least-attended or least-understood component of an employer’s salary. The following text provides you the necessary information to help you understand everything about gratuity. What is Gratuity? Gratuity is a token of gratitude offered by the employer to an employee for the services provided by him/her during the tenure served in the respective company. It is one of the retirement benefits received by the employee....

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Investment Planning: A Core Part of Planning your Future

In the business world, “the rear view mirror is always cleaner than the windshield.” This popular saying was said by Warren Buffet and is a direct indication of how important financial planning is for predicting the future. Investment planning is very important for any individual so as to get the most out of the investments that they make. Investments are financial goals which people have, similar to their personal goals with the...

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Compare Term Insurance Plans Online

Life is the most precious gift that has been given to us and it would be impossible to put a price tag on a person. However, financial security and protection is an absolute essential in today’s time and age where there are risks waiting at each and every corner. Life insurance, one of the most common types of insurance packages are known to provide the beneficiary with a certain designated amount at the event of the death of the person...

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Fixed Maturity Plans: Better than Fixed Deposits?

When it comes to making investments, investors have to be extremely prudent about where their funds are going to be kept. Which financial instrument would be a better option than the other for both short-term and long-term goals? Fixed deposits have been known to be the top most favourite amongst investors for long term investment. However, this is wrong! Fixed maturity plans (FMPs), launched by various mutual funds are known to give...

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Do you need a Certified Financial Advisor?

In today’s world you really don’t have to be an all-rounder or be well versed with everything. The internet is always there for your rescue. But if you come across agendas where the internet also cannot be of great help, there are consultancies for various purposes. These consultancies provide you with an individual who is well versed with an area you might have difficulty with to make it a cake walk for you. Finance is a tough nut for...

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Best Investment Policies for 2014

The new financial year is about to begin and we are already planning how to go about this year with regards to our finances. A list of investment schemes you can channelize your money in. 2014 have begun and we are on our verge to wrap the financial year and begin a fresh new chapter into our own account books. The plans have already begun and for the once who are yet pondering over how the investments should be channelized here is a...

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How important is the latest NAV to your Investment?

Known to reduce the amount that an investor gets the fees that investors have to pay play a very important role in the amount of returns that are received. This may include different charges such as transaction fees, sales charges, account fees, etc. Investing in mutual funds is known to be the most common form of investment that is made in the stock market. Some of the different types of fees and expenses that are involved...

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Finance Calculators: All Your Finances Organised

Personal finance is yet to see the day light in high school or college academic courses. It is a real tough deal to manage yourself with the world of finance in the real world out there. It is a misconception that understanding and dealing with finance is not a cup of tea to all. Well all it takes is a little in depth reading of the subject and the best part is you do not necessarily be good in maths. Savings is an important act...

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Term Insurance Plans - Best way to channelize your Investments

Ever heard of “Life is too short to have any regrets”. Well it is so true with investments. If not well planned and not well pondered upon can be a terrible decision made with no time for regrets. So it is always better to have your investments well planned and channelized. There are no best financial products be it mutual funds or insurance. They may be best today but not yield the same results when you need of it. A few pointers...

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Car Loans - Making Childhood Dreams Come True

There are some things which people dream of owning from the time they are young. Ever since the day you raced cars on the kitchen floor as your mother made dinner, you have always dreamed of owning a vehicle of your own. This is something which is completely yours, from the colour of the exteriors to the awesome stereo that will blast all your favourite tunes. However, a car with all these details and customizations could be very heavy...

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Importance of Asset Management Companies (AMC’s)

Recently crowned as the world’s third largest economy by the Organisation for Economic Cooperation and Development (OECD) can we say that the Indian economy is already trembling? With the financial crisis in different global markets, the outlook for the Indian economy is grim and bleak. Owing to the constant volatility that is present in the market along with the fluctuating currencies it is extremely important to manage one’s finances...

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